Kellogg's Peeps Marshmallow Flavored Cereal

 

Like Peeps? Here is Peeps Cereal.

Breath Freshner for Dogs

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Speaking about products, here is one product my pop uses on me. The product is Maxi/Guard Oral Cleansing Gel. It makes my breath fresh, as well and clean my teeth without brushing.

Check out this related YouTube Video

Here is the Amazon link if you cannot get it at your local veterinarian. 

Free Resources for Learning Wealth Creation and Entrepreneurship

Free Resources for Learning Wealth Creation and Entrepreneurship

 

I wish these resources existed when I was young. I was fortunate. I had great teachers and coaches, but I was not aware of such programs or content in my schools.  Finances, in the grown-up world, are what matter; not good grades in school.

Luckily; we all have access to this type of information today, thanks to the internet.

 

Resource 1: Warren Buffett’s Secret Millionaires Club

This site contains content and information in cartoon format. The site provides viewers insights on fundamentals for wealth creation. The site links are:

·      https://smckids.com/

https://www.youtube.com/c/SecretMillionairesChannel/videos?view=0&sort=da&flow=grid

 

Resource 2: Young Entrepreneur Institute

Young Entrepreneur Institute exposes children to entrepreneurship. Children learn how the real world operates outside the school classroom. Entrepreneurship teaches one to look at the world from a variety of evolving perspectives regarding real issues requiring disciplined thinking and action with respect to finances, wealth generation and surviving on ones own terms.

·      https://www.youngentrepreneurinstitute.org/k-12-programs/celebrate-youth-entrepreneurship/

 

Resource 3: Junior Achievement

Junior Achievement teaches children how to survive and thrive in the ever-changing global economy.

·      https://jausa.ja.org

 

Some other excellent resources that can be found at Amazon.com or your local library are:

·      Rich Dad Poor Dad

·      Why "A" Students Work for"C" Students and Why "B" Students Work for the Government:Rich Dad's Guide to Financial Education for Parents

·      The Richest Man in Babylon: Original 1926Edition

·      Outwitting the Devil: The Secrets to Freedom and Success

·      Think and Grow Rich

 

 

 

Fredericksburg Hiking and Biking Trails

Fredericksburg Hiking and Biking Trails

The following links lead views to trail information and maps for family use.

 

http://fredtrails.org

http://fredtrails.org/maps

Posted 25Oct20

Moving? Find Neighborhoods with Natural Gas

Natural gas is a low-cost highly efficient energy source not available in just any neighborhood. Realtors I've spoken with on the issue claim to not know which neighborhoods have natural, this website helps fill that knowledge gap.

Go to this link and plug in the location: https://pvnpms.phmsa.dot.gov/PublicViewer/ 

Date posted: 25Oct20

Article Summary from MarketWatch- Opinion: Half of Americans over 55 may retire poor

Article Summary from MarketWatch- Opinion: Half of Americans over 55 may retire poor

 

Article Key Points:

 

·         Over half of Americans over 55 may retire in poverty

 

·         Poverty is defined as having to live on less than $20,000 a year.

 

Reasons:

 

·         Loss of job due to COVID and an inability to get it back; many job losses are permanent

 

·         No employer contributions to 401K's

 

·         Inability to save due to the impacts of job loss and having to tap into savings to survive

 

·         Most vulnerable population are those who lose their jobs in their 50s, and unable to access Social Security or Medicare benefits

 

Mitigation Strategies mentioned:

 

·         Create a six-month emergency fund

 

·         Make full contributions to 401K, even if you do not get a match

 

References:

·         Teresa Ghilarducci, expert on retirement, of The New School based in New York

o   For additional information from your local library or Amazon; here are some of Ms Ghilarducci's books

§  https://amzn.to/3dpxLWP ; Rescuing Retirement: A Plan to Guarantee Retirement Security for All Americans (Columbia Business School Publishing) Hardcover – Illustrated, January 23, 2018

§  https://amzn.to/36VJ1c8 ; How to Retire with Enough Money: And How to Know What Enough Is

·         https://www.marketwatch.com/story/half-of-americans-over-55-may-retire-poor-2020-10-01

Date of Post: 11Oct20

The Batman Effect and Alter Egos - A Self-Improvement Article Summary

The Batman Effect and Alter Egos - A Self-Improvement Article Summary

Article discusses the benefits of creating and leveraging alter-egos to get through self-limiting beliefs and self-defeating actions. This article is not only thinking about role models, but living through them. 

Alter-egos serve as mental models/heuristics to overcome deeply embedded emotional and psychological blockages undermining our way to personal achievement. You goal is to transform yourself into the higher achiever you want to be. Be your own superhero. 

The byproduct of this approach can mitigate stress/anxiety by keeping you focused on the strategic vision, self-control and objectivity.

Examples: 

- Batman - Pretending you have the inner strength, confidence, character, logic and creativity of Batman

- Jesus Christ - Pretending you are Jesus when interacting with human kind with compassion despite being treated poorly- maintaining the high ground

- Bodybuilder/Athlete - Focus eating healthy, taking care of your mental, spirtual and physical health

- Saints - religious saints; there are saints of soldiers, craftsman, sailors, etc. They help religious followers who follow similar paths get through adversity.

Source: Robson, David. The ‘Batman Effect’: How having an alter ego empowers you. 17Aug20. https://www.bbc.com/worklife/article/20200817-the-batman-effect-how-having-an-alter-ego-empowers-you

Updated: 22Aug20