Sunday, October 25, 2020

Fredericksburg Hiking and Biking Trails

Fredericksburg Hiking and Biking Trails

The following links lead views to trail information and maps for family use.

Posted 25Oct20

Moving? Find Neighborhoods with Natural Gas

Natural gas is a low-cost highly efficient energy source not available in just any neighborhood. Realtors I've spoken with on the issue claim to not know which neighborhoods have natural, this website helps fill that knowledge gap.

Go to this link and plug in the location: 

Date posted: 25Oct20

Sunday, October 11, 2020

Article Summary from MarketWatch- Opinion: Half of Americans over 55 may retire poor

Article Summary from MarketWatch- Opinion: Half of Americans over 55 may retire poor


Article Key Points:


·         Over half of Americans over 55 may retire in poverty


·         Poverty is defined as having to live on less than $20,000 a year.




·         Loss of job due to COVID and an inability to get it back; many job losses are permanent


·         No employer contributions to 401K's


·         Inability to save due to the impacts of job loss and having to tap into savings to survive


·         Most vulnerable population are those who lose their jobs in their 50s, and unable to access Social Security or Medicare benefits


Mitigation Strategies mentioned:


·         Create a six-month emergency fund


·         Make full contributions to 401K, even if you do not get a match



·         Teresa Ghilarducci, expert on retirement, of The New School based in New York

o   For additional information from your local library or Amazon; here are some of Ms Ghilarducci's books

§ ; Rescuing Retirement: A Plan to Guarantee Retirement Security for All Americans (Columbia Business School Publishing) Hardcover – Illustrated, January 23, 2018

§ ; How to Retire with Enough Money: And How to Know What Enough Is


Date of Post: 11Oct20

Saturday, August 22, 2020

The Batman Effect and Alter Egos - A Self-Improvement Article Summary

The Batman Effect and Alter Egos - A Self-Improvement Article Summary

Article discusses the benefits of creating and leveraging alter-egos to get through self-limiting beliefs and self-defeating actions. This article is not only thinking about role models, but living through them. 

Alter-egos serve as mental models/heuristics to overcome deeply embedded emotional and psychological blockages undermining our way to personal achievement. You goal is to transform yourself into the higher achiever you want to be. Be your own superhero. 

The byproduct of this approach can mitigate stress/anxiety by keeping you focused on the strategic vision, self-control and objectivity.


- Batman - Pretending you have the inner strength, confidence, character, logic and creativity of Batman

- Jesus Christ - Pretending you are Jesus when interacting with human kind with compassion despite being treated poorly- maintaining the high ground

- Bodybuilder/Athlete - Focus eating healthy, taking care of your mental, spirtual and physical health

- Saints - religious saints; there are saints of soldiers, craftsman, sailors, etc. They help religious followers who follow similar paths get through adversity.

Source: Robson, David. The ‘Batman Effect’: How having an alter ego empowers you. 17Aug20.

Updated: 22Aug20

Sunday, July 19, 2020

Consistency is Power

Consistency is like water;

The impacts of one lone drop of water into the ground may disappear, but it resonates.

Over time, lots of drips equals puddles; puddles lead to rivers; rivers lead to oceans.

Performing a small act consistently leads to big impacts

A consistent investment of money, can lead to wealth

A consistent workout can lead to increased strength

Consistent study can lead to a degree

All this can lead to wealth and the generation of power and influence

We are what we consistently do, by our will, or by the will of others

Choose your path and be consistent

Friday, July 17, 2020

Why We Don't Want to Defund Police - Mexico's Exemplar

If the US will not fund police, something else will fill the void. Here's an example of a nation with a weak police force. 

Second Amendment Resources

Cornell Law School - Second Amendment

Sunday, July 12, 2020

America's Founding Documents

These three documents, known collectively as the Charters of Freedom, have secured the rights of the American people for more than two and a quarter centuries and are considered instrumental to the founding and philosophy of the United States.

America's Founding Documents
Federalist Papers

Thursday, March 12, 2020

Fwd: FredBiz: Three area companies make Inc.'s first Inc. 5000 series: D.C. Metro list

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Local business news

Three area companies make Inc.'s first Inc. 5000 series: D.C. Metro list (The Free Lance-Star)
Between 2016 and 2018, the 250 private companies on the list had an average growth rate of 196 percent and, in 2018 alone, they employed over 88,000 people and added $6.5 billion in revenue to the greater Washington area's economy.

Seminar on hiring UMW students to be held March 16 (The Free Lance-Star)
A training seminar covering the student employment platform for businesses and best practices for recruiting will be held from 9-10 a.m. March 16 at the UMW Center for Economic Development in Eagle Village, 1125 Jefferson Davis Hwy, Suite 400, in Fredericksburg.

Virginia and the District

VCU Health to acquire Riverside Tappahannock Hospital in the Northern Neck (Richmond Times-Dispatch)
The deal also calls for VCU Health to acquire Riverside's related services, including the Riverside physician practices located in Tappahannock, Warsaw, King William and Callao as well as Tappahannock Urgent Care.

Companies, agencies look to telework in combating COVID-19 (Virginia Business)
As the coronavirus continues its march into Virginia, some businesses and agencies are asking employees to telework as a precautionary measure.

Nation / World

Should You Go To Cash Until The Market Recovers Or Ride It Out? (Forbes)
Aside from the fact that in the financial markets, we only know this information in hindsight, the notion of going to cash until the market recovers also ignores another very real but less visible danger: missing out on the recovery.

I'm a founder in my 40s. Peers say I am too old to succeed. Are they right? (Fast Company)
Each week Maynard Webb, former CEO of LiveOps and the former COO of eBay, will offer candid, practical, and sometimes surprising advice to entrepreneurs and founders.

That's A Wrap

Thursday's weather (
A mix of clouds and sun early, then becoming cloudy later in the day. High 64F. Winds E at 5 to 10 mph.

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Wednesday, March 11, 2020

Officials trying to determine how Spotsylvania patient contracted coronavirus | Local |

FDA’s actions in response to coronavirus disease at home and abroad

FDA Medical Countermeasures Initiative Update
March 11, 2020
COVID-19 updates from FDA

Coronavirus Disease 2019 (COVID-19) Update

FDA is an active partner in the coronavirus disease (COVID-19) response, working closely with our government and public health partners across the U.S. Department of Health and Human Services, and with our international counterparts. Here's what's new since our last MCMi email update on March 4, 2020.

FDA and FTC Warn Seven Companies Selling Fraudulent Products that Claim to Treat or Prevent COVID-19

The U.S. Food and Drug Administration (FDA) and the Federal Trade Commission (FTC) issued warning letters to seven companies for selling fraudulent COVID-19 products.  These products are unapproved drugs that pose significant risks to patient health and violate federal law.  The FDA and FTC are taking this action as part of their response in protecting Americans during the global COVID-19 outbreak. The warning letters are the first to be issued by the FDA for unapproved products intended to prevent or treat "Novel Coronavirus Disease 2019" (COVID-19).

The FDA is particularly concerned that products that claim to cure, treat or prevent serious diseases like COVID-19 may cause consumers to delay or stop appropriate medical treatment, leading to serious and life-threatening harm. (March 9, 2020)

Foreign Inspections

Statement from FDA Commissioner Stephen M. Hahn, M.D.

On March 10, 2020, we provided an update on FDA inspections outside of the U.S. in response to the COVID-19 outbreak. After careful consideration, the FDA is postponing most foreign inspections through April, effective immediately. Inspections outside the U.S. deemed mission-critical will still be considered on a case-by-case basis.

The FDA based this decision on a number of factors, including State Department Level 4 travel advisories in which travel is prohibited for U.S. government employees, Centers for Disease Control and Prevention travel recommendations, access restrictions being imposed on foreign visitors by certain countries, guidance from the Office of Personnel Management and the importance of the health and safety of our employees. Another critical factor in taking this action is the confidence we have in our ability to maintain oversight over international manufacturers and imported products using alternative tools and methods.

Emergency Use Authorization (EUA) Updates



You can find more information about these and other events on the MCMi News and Events page.

Information for industry (BARDA BAA)

From HHS - BARDA is investing in an array of medical countermeasures to diagnose, treat, or protect against the 2019 novel coronavirus under the BARDA Broad Agency Announcement (BAA-18-100-SOL-00003).

Specifically, BARDA is pursuing the following products or technologies: diagnostic assays for human pan-coronaviruses; vaccines for novel coronavirus; therapeutics for novel coronavirus; ventilators; immunomodulators or therapeutics targeting lung repair; pre-exposure and post-exposure prophylaxis for novel coronavirus exposure; and respiratory protective devices. To learn more, including targets for product maturity under this announcement, see the newly revised BARDA Broad Agency Announcement.

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