Showing posts from 2020

Article Summary from MarketWatch- Opinion: Half of Americans over 55 may retire poor

Article Summary from MarketWatch- Opinion: Half of Americans over 55 may retire poorArticle Key Points:·Over half of Americans over 55 may retire in poverty·Poverty is defined as having to live on less than $20,000 a year.Reasons:·Loss of job due to COVID and an inability to get it back; many job losses are permanent·No employer contributions to 401K's·Inability to save due to the impacts of job loss and having to tap into savings to survive·Most vulnerable population are those who lose their jobs in their 50s, and unable to access Social Security or Medicare benefitsMitigation Strategies mentioned:·Create a six-month emergency fund·Make full contributions to 401K, even if you do not get a matchReferences:·Teresa Ghilarducci, expert on retirement, of The New School based in New YorkoFor additional information from your local library or Amazon; here are some of Ms Ghilarducci's books § ; Rescuing Retirement: A Plan to Guarantee Retirement Secur…

The Batman Effect and Alter Egos - A Self-Improvement Article Summary

The Batman Effect and Alter Egos - A Self-Improvement Article Summary
Article discusses the benefits of creating and leveraging alter-egos to get through self-limiting beliefs and self-defeating actions. This article is not only thinking about role models, but living through them. 
Alter-egos serve as mental models/heuristics to overcome deeply embedded emotional and psychological blockages undermining our way to personal achievement. You goal is to transform yourself into the higher achiever you want to be. Be your own superhero. 
The byproduct of this approach can mitigate stress/anxiety by keeping you focused on the strategic vision, self-control and objectivity.
- Batman - Pretending you have the inner strength, confidence, character, logic and creativity of Batman
- Jesus Christ - Pretending you are Jesus when interacting with human kind with compassion despite being treated poorly- maintaining the high ground
- Bodybuilder/Athlete - Focus eating healthy, taking care of your …

Consistency is Power

Consistency is like water;
The impacts of one lone drop of water into the ground may disappear, but it resonates.
Over time, lots of drips equals puddles; puddles lead to rivers; rivers lead to oceans.
Performing a small act consistently leads to big impacts
A consistent investment of money, can lead to wealth
A consistent workout can lead to increased strength
Consistent study can lead to a degree
All this can lead to wealth and the generation of power and influence
We are what we consistently do, by our will, or by the will of others
Choose your path and be consistent

Why We Don't Want to Defund Police - Mexico's Exemplar

If the US will not fund police, something else will fill the void. Here's an example of a nation with a weak police force.  A group identifying as the elite arm of the Cartel de Jalisco de Nueva Generación that is run by Nemecio Oseguera Cervantes "El Mencho". México refuses to admit it has a narco insurgency on its hands and the US doesn't want to label these types of groups as terrorist.— EDC NEWS (@EDCNEWS2) July 18, 2020

Second Amendment Resources

American Songs and Videos

America's Founding Documents

These three documents, known collectively as the Charters of Freedom, have secured the rights of the American people for more than two and a quarter centuries and are considered instrumental to the founding and philosophy of the United States. Quoted from:
America's Founding Documents of IndependenceConstitutionU.S. Constitution Annotated of RightsFederalist Papers

World Health Organization-China Joint Mission on Coronavirus Disease 2019 (COVID-19) Report | Public Intelligence

Fwd: FredBiz: Three area companies make Inc.'s first Inc. 5000 series: D.C. Metro list

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03-12-20 Have business news? Let us know! Sign up for the free daily e-mail
Advertise in FredBizLocal business news Three area companies make Inc.'s first Inc. 5000 series: D.C. Metro list (The Free Lance-Star)
Between 2016 and 2018, the 250 private companies on the list had an average growth rate of 196 percent and, in 2018 alone, they employed over 88,000 people and added $6.5 billion in revenue to the greater Washington area's economy. Seminar on hiring UMW students to be held March 16 (The Free Lance-Star)
A training seminar covering the student employment platform for businesses and best practices for recruiting will be held from 9-10 a.m. March 16 at the UMW Center for Economic Development in Eagle Village, 1125 Jefferson Davis Hwy, Suite 400, in Fredericksburg. Virginia and the District VCU Health to acquire Riversid…

Officials trying to determine how Spotsylvania patient contracted coronavirus | Local |

FDA’s actions in response to coronavirus disease at home and abroad

your email program has trouble displaying this email, view it as a web page.March 11, 2020 Coronavirus Disease 2019 (COVID-19) Update